Create Access Token
### Create Access Token
The **Create Access Token** endpoint generates a Bearer token used to authenticate every other Disbursement API request. Each token is valid for approximately **60 minutes** (`3600` seconds).
- Call this endpoint before making any other API requests.
- Cache the token and reuse it for its full lifetime — don't request a new token per call.
> For sandbox/staging, use your assigned test credentials.
Request
This endpoint expects an object.
username
Your merchant username.
password
Your merchant password.
Response
OK
message
data
Errors
401
Unauthorized Error